just a few moments ago i attempted to request a free credit report from the three major bureaus (experian, etc)from a legit website and it said ....<br />
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We're sorry, for your protection we are unable to deliver your FACT Act Equifax Free Annual Credit Report on the internet. There are a number of reasons that we may be unable to fulfill your request online. You may have a Security Freeze on your credit file, an Active Duty Military or Fraud Alert, or the identification information submitted online may not match the information on file. <br />
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what would cause someone to have a security freeze? i've never been affiliated with the military, I DID suspect fraud on my bank account just two months ago, BUT that doesnt explain why i couldnt get my credit report the same time last year, back when i got my first credit card and had no credit whatsoever (a friend suggested i do that after she found out her parents used her SSN to take out a mortage they later defaulted!).<br />
i thought getting a credit report was simple, whats with the hassle?<br />
i have a total of 7,000 in debt in all (that includes 5,000 for my school loan that i pay one time each month) and the 2,000 in credit card debt. <br />
<br />
they did say i could mail in a few documents , but will this solve the problem? has this happened to anyone else, is this common, or is this bad?<br />
<br />
<br />
We're sorry, for your protection we are unable to deliver your FACT Act Equifax Free Annual Credit Report on the internet. There are a number of reasons that we may be unable to fulfill your request online. You may have a Security Freeze on your credit file, an Active Duty Military or Fraud Alert, or the identification information submitted online may not match the information on file. <br />
<br />
what would cause someone to have a security freeze? i've never been affiliated with the military, I DID suspect fraud on my bank account just two months ago, BUT that doesnt explain why i couldnt get my credit report the same time last year, back when i got my first credit card and had no credit whatsoever (a friend suggested i do that after she found out her parents used her SSN to take out a mortage they later defaulted!).<br />
i thought getting a credit report was simple, whats with the hassle?<br />
i have a total of 7,000 in debt in all (that includes 5,000 for my school loan that i pay one time each month) and the 2,000 in credit card debt. <br />
<br />
they did say i could mail in a few documents , but will this solve the problem? has this happened to anyone else, is this common, or is this bad?<br />
<br />