This is the best way for it. Well you can still put on your music onto itunes and you can look at the itunes store but you can't buy or play anything. So it will be done like this.
I don't thing this is any kind of worry in today's life , getting credit card is as simple as Driving Car with one hand lol...
just kidding you just have to Apply for it and with in few day 2 or 3 will be in your hand